Stocks / FCF vs HMN

FCF vs HMN: Which Stock Is the Better Buy?

First Commonwealth Financial Corporation and Horace Mann Educators Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FCF is the larger company ($2.0B vs $2.0B). On the fundamentals, FCF earns a higher net margin (29.1% vs 9.5%); HMN has the stronger return on equity (10.9% vs 9.8%); HMN trades cheaper on earnings (12.2× vs 12.8×). On the filings, HMN carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — FCF vs HMN, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First Commonwealth Financial Corporation (FCF)Horace Mann Educators Corporation (HMN)
Market cap$2.0B$2.0B
Revenue (latest FY)$522.91M$1.70B
Net income (latest FY)$152.30M$162.10M
Revenue growth (5y CAGR)5.4%
Net margin29.1%9.5%
Return on equity9.8%10.9%
P/E ratio12.812.2
Dividend yield2.9%3.0%
Profitable years (of last 10)109
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FCF vs HMN breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FCF's full financials →   Open HMN's full financials →

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Frequently asked questions

Which is bigger, FCF or HMN?

First Commonwealth Financial Corporation is larger by market capitalization — $2.0B versus $2.0B.

Which grows faster, FCF or HMN?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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FCF fundamentals → · HMN fundamentals → · All 1,500+ companies → · Free screener →