Stocks / CFR vs FCFS

CFR vs FCFS: Which Stock Is the Better Buy?

Cullen/Frost Bankers, Inc. and FirstCash Holdings, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FCFS is the larger company ($9.2B vs $9.0B). On the fundamentals, FCFS grows revenue faster (17.5% vs 10.0%); CFR earns a higher net margin (27.7% vs 9.0%); FCFS has the stronger return on equity (14.5% vs 14.0%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — CFR vs FCFS, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Cullen/Frost Bankers, Inc. (CFR)FirstCash Holdings, Inc. (FCFS)
Market cap$9.0B$9.2B
Revenue (latest FY)$2.32B$3.66B
Net income (latest FY)$641.88M$330.38M
Revenue growth (5y CAGR)10.0%17.5%
Net margin27.7%9.0%
Return on equity14.0%14.5%
P/E ratio14.026.2
Dividend yield2.9%0.7%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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See the full CFR vs FCFS breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open CFR's full financials →   Open FCFS's full financials →

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Frequently asked questions

Which is bigger, CFR or FCFS?

FirstCash Holdings, Inc. is larger by market capitalization — $9.2B versus $9.0B.

Which grows faster, CFR or FCFS?

Over the last five fiscal years, FirstCash Holdings, Inc. grew revenue faster — 17.5%/yr versus 10.0%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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CFR fundamentals → · FCFS fundamentals → · All 1,500+ companies → · Free screener →