Cullen/Frost Bankers, Inc. (CFR)
Financial Services · Banks - Regional · NYSE
Cullen/Frost Bankers, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.13B | $1.20B | $1.31B | $1.37B | $1.44B | $1.37B | $1.79B | $2.08B | $2.15B | $2.32B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $304.26M | $364.15M | $454.92M | $443.60M | $331.15M | $443.08M | $572.48M | $591.30M | $575.87M | $641.88M |
| Net margin | 27.0% | 30.3% | 34.7% | 32.4% | 23.0% | 32.3% | 31.9% | 28.4% | 26.8% | 27.7% |
Source: Cullen/Frost Bankers, Inc. SEC filings (10-K). 18 years of history available in the interactive view.
Explore 18 years of Cullen/Frost Bankers, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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About Cullen/Frost Bankers, Inc.
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
Cullen/Frost Bankers, Inc. — frequently asked questions
What is Cullen/Frost Bankers, Inc.'s revenue?
Cullen/Frost Bankers, Inc. (CFR) reported revenue of $2.32B for fiscal year 2025, up 8.1% from the prior year, according to its SEC filings.
Is Cullen/Frost Bankers, Inc. profitable?
Yes. CFR earned net income of $641.88M in fiscal 2025, a net margin of 27.7%.
What is CFR's P/E ratio?
Cullen/Frost Bankers, Inc. trades at a price-to-earnings ratio of about 14.0 based on the latest data in our nightly-refreshed cache.
How fast is Cullen/Frost Bankers, Inc. growing?
CFR's revenue grew at roughly 10.0% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
Where does this data come from?
All figures are computed from Cullen/Frost Bankers, Inc.'s official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.