Stocks / FCFS vs RYAN

FCFS vs RYAN: Which Stock Is the Better Buy?

FirstCash Holdings, Inc. and Ryan Specialty Holdings, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FCFS is the larger company ($9.2B vs $9.1B). On the fundamentals, RYAN grows revenue faster (24.5% vs 17.5%); FCFS earns a higher net margin (9.0% vs 7.0%); RYAN has the stronger return on equity (33.0% vs 14.5%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — FCFS vs RYAN, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 FirstCash Holdings, Inc. (FCFS)Ryan Specialty Holdings, Inc. (RYAN)
Market cap$9.2B$9.1B
Revenue (latest FY)$3.66B$3.05B
Net income (latest FY)$330.38M$214.16M
Revenue growth (5y CAGR)17.5%24.5%
Net margin9.0%7.0%
Return on equity14.5%33.0%
P/E ratio26.241.9
Dividend yield0.7%1.6%
Profitable years (of last 10)107
Positive free cash flowYesYes

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See the full FCFS vs RYAN breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FCFS's full financials →   Open RYAN's full financials →

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Frequently asked questions

Which is bigger, FCFS or RYAN?

FirstCash Holdings, Inc. is larger by market capitalization — $9.2B versus $9.1B.

Which grows faster, FCFS or RYAN?

Over the last five fiscal years, Ryan Specialty Holdings, Inc. grew revenue faster — 24.5%/yr versus 17.5%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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