Washington Trust Bancorp, Inc. (WASH)
Financial Services · Banks - Regional · NasdaqGS
Washington Trust Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $175.61M | $184.34M | $194.40M | $200.49M | $226.89M | $228.83M | $218.59M | $193.24M | $97.56M | $222.05M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $46.48M | $45.92M | $68.43M | $69.12M | $69.83M | $76.87M | $71.68M | $48.18M | $-28.06M | $52.24M |
| Net margin | 26.5% | 24.9% | 35.2% | 34.5% | 30.8% | 33.6% | 32.8% | 24.9% | -28.8% | 23.5% |
Source: Washington Trust Bancorp, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into WASH stock?
At today's market cap of $662.15M, Washington Trust Bancorp, Inc. is priced for free-cash-flow growth of about -3.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $76.13M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 18.1%/yr over the last five fiscal years and revenue -0.4%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Washington Trust Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Washington Trust Bancorp, Inc. financial history by metric
About Washington Trust Bancorp, Inc.
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
Washington Trust Bancorp, Inc. — frequently asked questions
What is Washington Trust Bancorp, Inc.'s revenue?
Washington Trust Bancorp, Inc. (WASH) reported revenue of $222.05M for fiscal year 2025, up 127.6% from the prior year, according to its SEC filings.
Is Washington Trust Bancorp, Inc. profitable?
Yes. WASH earned net income of $52.24M in fiscal 2025, a net margin of 23.5%.
What is WASH's P/E ratio?
Washington Trust Bancorp, Inc. trades at a price-to-earnings ratio of about 12.7 based on the latest data in our nightly-refreshed cache.
How fast is Washington Trust Bancorp, Inc. growing?
WASH's revenue grew at roughly -0.4% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Washington Trust Bancorp, Inc. have?
As of fiscal year 2025, WASH carried roughly $648.68M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Washington Trust Bancorp, Inc.'s market cap?
Washington Trust Bancorp, Inc. (WASH) has a market capitalization of about $662.15M, based on the latest data in our nightly-refreshed cache.
When does Washington Trust Bancorp, Inc.'s fiscal year end?
WASH's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into WASH stock?
At today's market cap of $662.15M, Washington Trust Bancorp, Inc. is priced for free-cash-flow growth of about -3.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $76.13M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 18.1%/yr over the last five fiscal years and revenue -0.4%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Washington Trust Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.