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First Financial Corporation (THFF)
Financial Services · Banks - Regional · NasdaqGS
First Financial Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $211.76M | $209.96M | $217.76M | $261.84M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $38.41M | $29.13M | $46.58M | $48.87M | $53.84M | $52.99M | $71.11M | $60.67M | $47.27M | $79.21M |
| Net margin | — | — | — | — | — | — | 33.6% | 28.9% | 21.7% | 30.3% |
Source: First Financial Corporation SEC filings (10-K). 16 years of history available in the interactive view.
What growth is priced into THFF stock?
At today's market cap of $875.96M, First Financial Corporation is priced for free-cash-flow growth of about -1.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $86.42M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 3.3%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 16 years of First Financial Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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First Financial Corporation financial history by metric
About First Financial Corporation
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
First Financial Corporation — frequently asked questions
What is First Financial Corporation's revenue?
First Financial Corporation (THFF) reported revenue of $261.84M for fiscal year 2025, up 20.2% from the prior year, according to its SEC filings.
Is First Financial Corporation profitable?
Yes. THFF earned net income of $79.21M in fiscal 2025, a net margin of 30.3%.
What is THFF's P/E ratio?
First Financial Corporation trades at a price-to-earnings ratio of about 10.8 based on the latest data in our nightly-refreshed cache.
How much debt does First Financial Corporation have?
As of fiscal year 2025, THFF carried roughly $188.21M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is First Financial Corporation's market cap?
First Financial Corporation (THFF) has a market capitalization of about $875.96M, based on the latest data in our nightly-refreshed cache.
When does First Financial Corporation's fiscal year end?
THFF's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into THFF stock?
At today's market cap of $875.96M, First Financial Corporation is priced for free-cash-flow growth of about -1.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $86.42M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 3.3%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from First Financial Corporation's official SEC filings (10-K and 10-Q), covering 16 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.