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Third Coast Bancshares, Inc. (TCBX)
Financial Services · Banks - Regional · NYSE
Third Coast Bancshares, Inc. revenue & earnings — last 7 fiscal years
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $122.69M | $147.06M | $170.47M | $207.74M |
| Gross profit | — | — | — | — | — | — | — |
| Net income | $2.38M | $12.12M | $11.42M | $18.66M | $33.40M | $47.67M | $66.29M |
| Net margin | — | — | — | 15.2% | 22.7% | 28.0% | 31.9% |
Source: Third Coast Bancshares, Inc. SEC filings (10-K).
What growth is priced into TCBX stock?
At today's market cap of $659.13M, Third Coast Bancshares, Inc. is priced for free-cash-flow growth of about 2.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $48.16M from the FY ending 2025-12-31). This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 7 years of Third Coast Bancshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Third Coast Bancshares, Inc. financial history by metric
About Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas.
Third Coast Bancshares, Inc. — frequently asked questions
What is Third Coast Bancshares, Inc.'s revenue?
Third Coast Bancshares, Inc. (TCBX) reported revenue of $207.74M for fiscal year 2025, up 21.9% from the prior year, according to its SEC filings.
Is Third Coast Bancshares, Inc. profitable?
Yes. TCBX earned net income of $66.29M in fiscal 2025, a net margin of 31.9%.
What is TCBX's P/E ratio?
Third Coast Bancshares, Inc. trades at a price-to-earnings ratio of about 10.2 based on the latest data in our nightly-refreshed cache.
How much debt does Third Coast Bancshares, Inc. have?
As of fiscal year 2025, TCBX carried roughly $118.84M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Third Coast Bancshares, Inc.'s market cap?
Third Coast Bancshares, Inc. (TCBX) has a market capitalization of about $659.13M, based on the latest data in our nightly-refreshed cache.
When does Third Coast Bancshares, Inc.'s fiscal year end?
TCBX's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into TCBX stock?
At today's market cap of $659.13M, Third Coast Bancshares, Inc. is priced for free-cash-flow growth of about 2.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $48.16M from the FY ending 2025-12-31).
Where does this data come from?
All figures are computed from Third Coast Bancshares, Inc.'s official SEC filings (10-K and 10-Q), covering 7 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.