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1st Source Corporation (SRCE)
Financial Services · Banks - Regional · NasdaqGS
1st Source Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $354.73M | $369.27M | $387.12M | $433.78M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $57.79M | $68.05M | $82.41M | $92.02M | $81.46M | $118.56M | $120.51M | $124.93M | $132.62M | $158.28M |
| Net margin | — | — | — | — | — | — | 34.0% | 33.8% | 34.3% | 36.5% |
Source: 1st Source Corporation SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into SRCE stock?
At today's market cap of $1.86B, 1st Source Corporation is priced for free-cash-flow growth of about -3.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $213.03M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 7%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of 1st Source Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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1st Source Corporation financial history by metric
About 1st Source Corporation
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, it provides equipment loan and lease products for construction equipment, aircraft, autos and light trucks, and medium and heavy-duty trucks; and financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.
1st Source Corporation — frequently asked questions
What is 1st Source Corporation's revenue?
1st Source Corporation (SRCE) reported revenue of $433.78M for fiscal year 2025, up 12.1% from the prior year, according to its SEC filings.
Is 1st Source Corporation profitable?
Yes. SRCE earned net income of $158.28M in fiscal 2025, a net margin of 36.5%.
What is SRCE's P/E ratio?
1st Source Corporation trades at a price-to-earnings ratio of about 11.9 based on the latest data in our nightly-refreshed cache.
How much debt does 1st Source Corporation have?
As of fiscal year 2025, SRCE carried roughly $200.46M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is 1st Source Corporation's market cap?
1st Source Corporation (SRCE) has a market capitalization of about $1.86B, based on the latest data in our nightly-refreshed cache.
When does 1st Source Corporation's fiscal year end?
SRCE's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into SRCE stock?
At today's market cap of $1.86B, 1st Source Corporation is priced for free-cash-flow growth of about -3.8% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $213.03M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 7%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from 1st Source Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.