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SoFi Technologies, Inc. (SOFI)
Financial Services · Credit Services · NasdaqGS
SoFi Technologies, Inc. revenue & earnings — last 7 fiscal years
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $4.52M | $103.33M | $247.72M | $1.57B | $2.11B | $2.61B | $3.61B |
| Gross profit | $-111.81M | $-75.56M | $-9.26M | $1.26B | $1.73B | $2.15B | $3.00B |
| Net income | $-239.70M | $-224.05M | $-483.94M | $-320.41M | $-300.74M | $498.67M | $481.32M |
| Net margin | -5303.0% | -216.8% | -195.4% | -20.4% | -14.3% | 19.1% | 13.3% |
Source: SoFi Technologies, Inc. SEC filings (10-K).
Explore 7 years of SoFi Technologies, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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SoFi Technologies, Inc. financial history by metric
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
SoFi Technologies, Inc. — frequently asked questions
What is SoFi Technologies, Inc.'s revenue?
SoFi Technologies, Inc. (SOFI) reported revenue of $3.61B for fiscal year 2025, up 38.3% from the prior year, according to its SEC filings.
Is SoFi Technologies, Inc. profitable?
Yes. SOFI earned net income of $481.32M in fiscal 2025, a net margin of 13.3%.
What is SOFI's P/E ratio?
SoFi Technologies, Inc. trades at a price-to-earnings ratio of about 35.2 based on the latest data in our nightly-refreshed cache.
How fast is SoFi Technologies, Inc. growing?
SOFI's revenue grew at roughly 103.6% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does SoFi Technologies, Inc. have?
As of fiscal year 2025, SOFI carried roughly $1.82B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is SoFi Technologies, Inc.'s gross margin?
SOFI's gross margin was 83.1% in fiscal 2025 — gross profit of $3.00B on revenue of $3.61B.
What is SoFi Technologies, Inc.'s market cap?
SoFi Technologies, Inc. (SOFI) has a market capitalization of about $20.33B, based on the latest data in our nightly-refreshed cache.
When does SoFi Technologies, Inc.'s fiscal year end?
SOFI's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from SoFi Technologies, Inc.'s official SEC filings (10-K and 10-Q), covering 7 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.