Prudential plc (PUK) Stock Analysis
Financial Services · Insurance - Life · NYSE
Prudential plc (PUK) posted $27.39B in revenue for fiscal 2025 (up 69.0% year over year), at a 14.5% net margin, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Prudential plc
Prudential plc has grown revenue from $-21.22B to $27.39B over the last 4 fiscal years. The most recent year was up 69%.
Net margin sits at 14.5%, up 0.4 points year over year. It carries about $4.98B of total debt.
At today's valuation the market is pricing in roughly 2.5% annual free-cash-flow growth.
Synthesised from Prudential plc's SEC filings — descriptive, not advice. Ask the analyst your own question →
Prudential plc revenue & earnings — last 4 fiscal years
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | $-21.22B | $19.15B | $16.21B | $27.39B |
| Gross profit | — | — | — | — |
| Net income | $-1.01B | $1.70B | $2.29B | $3.98B |
| Net margin | 4.7% | 8.9% | 14.1% | 14.5% |
Source: Prudential plc SEC filings (10-K).
Prudential plc: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into PUK stock?
At today's market cap of $32.01B, Prudential plc is priced for free-cash-flow growth of about 2.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $2.35B from the FY ending 2025-12-31). This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 4 years of Prudential plc financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Prudential plc financial history by metric
About Prudential plc
Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; and wealth, health, and protection products. The company was founded in 1848 and is headquartered in Central, Hong Kong.
Prudential plc — frequently asked questions
What is Prudential plc's revenue?
Prudential plc (PUK) reported revenue of $27.39B for fiscal year 2025, up 69.0% from the prior year, according to its SEC filings.
Is Prudential plc profitable?
Yes. PUK earned net income of $3.98B in fiscal 2025, a net margin of 14.5%.
What is PUK's P/E ratio?
Prudential plc trades at a price-to-earnings ratio of about 8.3 based on the latest data in our nightly-refreshed cache.
How much debt does Prudential plc have?
As of fiscal year 2025, PUK carried roughly $4.98B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Prudential plc's market cap?
Prudential plc (PUK) has a market capitalization of about $32.01B, based on the latest data in our nightly-refreshed cache.
When does Prudential plc's fiscal year end?
PUK's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into PUK stock?
At today's market cap of $32.01B, Prudential plc is priced for free-cash-flow growth of about 2.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $2.35B from the FY ending 2025-12-31).
Where does this data come from?
All figures are computed from Prudential plc's official SEC filings (10-K and 10-Q), covering 4 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.