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PennyMac Financial Services, Inc. (PFSI)
Financial Services · Mortgage Finance · NYSE
PennyMac Financial Services, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $931.89M | $955.46M | $984.63M | $8.88M | $6.74M | $7.33M | $2.32B | $2.64B | $2.85B | $4.42B |
| Gross profit | — | — | — | — | — | — | $1.31B | $1.45B | $1.37B | $2.62B |
| Net income | $66.08M | $100.76M | $87.69M | $392.96M | $1.65B | $1.00B | $475.51M | $144.66M | $311.42M | $501.08M |
| Net margin | 7.1% | 10.5% | 8.9% | 4425.3% | 24445.4% | 13699.5% | 20.5% | 5.5% | 10.9% | 11.3% |
Source: PennyMac Financial Services, Inc. SEC filings (10-K).
Explore 10 years of PennyMac Financial Services, Inc. financials — interactive
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PennyMac Financial Services, Inc. financial history by metric
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.
PennyMac Financial Services, Inc. — frequently asked questions
What is PennyMac Financial Services, Inc.'s revenue?
PennyMac Financial Services, Inc. (PFSI) reported revenue of $4.42B for fiscal year 2025, up 55.3% from the prior year, according to its SEC filings.
Is PennyMac Financial Services, Inc. profitable?
Yes. PFSI earned net income of $501.08M in fiscal 2025, a net margin of 11.3%.
What is PFSI's P/E ratio?
PennyMac Financial Services, Inc. trades at a price-to-earnings ratio of about 8.3 based on the latest data in our nightly-refreshed cache.
How fast is PennyMac Financial Services, Inc. growing?
PFSI's revenue grew at roughly 265.9% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does PennyMac Financial Services, Inc. have?
As of fiscal year 2025, PFSI carried roughly $23.06B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is PennyMac Financial Services, Inc.'s gross margin?
PFSI's gross margin was 59.3% in fiscal 2025 — gross profit of $2.62B on revenue of $4.42B.
What is PennyMac Financial Services, Inc.'s market cap?
PennyMac Financial Services, Inc. (PFSI) has a market capitalization of about $4.06B, based on the latest data in our nightly-refreshed cache.
When does PennyMac Financial Services, Inc.'s fiscal year end?
PFSI's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from PennyMac Financial Services, Inc.'s official SEC filings (10-K and 10-Q), covering 10 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.