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Bank OZK (OZK)
Financial Services · Banks - Regional · NasdaqGS
Bank OZK revenue & earnings — last 4 fiscal years
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | $1.26B | $1.56B | $1.66B | $1.73B |
| Gross profit | — | — | — | — |
| Net income | $547.52M | $674.60M | $700.27M | $699.29M |
| Net margin | 43.6% | 43.2% | 42.2% | 40.5% |
Source: Bank OZK SEC filings (10-K).
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About Bank OZK
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Bank OZK — frequently asked questions
What is Bank OZK's revenue?
Bank OZK (OZK) reported revenue of $1.73B for fiscal year 2025, up 4.2% from the prior year, according to its SEC filings.
Is Bank OZK profitable?
Yes. OZK earned net income of $699.29M in fiscal 2025, a net margin of 40.5%.
What is OZK's P/E ratio?
Bank OZK trades at a price-to-earnings ratio of about 8.3 based on the latest data in our nightly-refreshed cache.
How fast is Bank OZK growing?
OZK's revenue grew at roughly 11.2% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
Where does this data come from?
All figures are computed from Bank OZK's official SEC filings (10-K and 10-Q), covering 4 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.