Stocks / NBTB / Total Debt

NBT Bancorp Inc. Total Debt 2008–2025

NBT Bancorp Inc. reported $148.07M of total debt (short- plus long-term borrowings) for fiscal 2025. That was 9.1% lower than fiscal 2024. Compared with fiscal 2020, the change was -12.1%.

Latest filed value
$148.07M
One-year change
-9.1%
Change since 2020
-12.1%
Latest period end
2025
NBT Bancorp Inc. Total Debt history from 2008 to 2025FY 2008: 0FY 2009: 710675000FY 2010: 529308000FY 2011: 551936000FY 2012: 530433000FY 2013: 764865000FY 2014: 447747000FY 2015: 572928000FY 2016: 785790000FY 2017: 807992000FY 2018: 945420000FY 2019: 655275000FY 2020: 168386000FY 2021: 97795000FY 2022: 585012000FY 2023: 386651000FY 2024: 162942000FY 2025: 148069000
Annual filed history. Hover chart points for raw values; the accessible table below is the source of record.
Fiscal yearTotal DebtChange (YoY)
FY 2025$148.07M-9.1%
FY 2024$162.94M-57.9%
FY 2023$386.65M-33.9%
FY 2022$585.01M+498.2%
FY 2021$97.80M-41.9%
FY 2020$168.39M-74.3%
FY 2019$655.27M-30.7%
FY 2018$945.42M+17.0%
FY 2017$807.99M+2.8%
FY 2016$785.79M+37.2%
FY 2015$572.93M+28.0%
FY 2014$447.75M-41.5%
FY 2013$764.87M+44.2%
FY 2012$530.43M-3.9%
FY 2011$551.94M+4.3%
FY 2010$529.31M-25.5%
FY 2009$710.67M
FY 2008$0

Source: NBT Bancorp Inc. SEC filings — balance sheet (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open NBTB 10-K filings at SEC EDGAR · Methodology · Download CSV.

How to read this history

NBT Bancorp Inc. reported $148.07M of total debt (short- plus long-term borrowings) for fiscal 2025. That was 9.1% lower than fiscal 2024. Compared with fiscal 2020, the change was -12.1%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.

Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.

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NBT Bancorp Inc. — frequently asked questions

What is NBT Bancorp Inc.'s total debt (short- plus long-term borrowings)?

NBT Bancorp Inc. (NBTB) reported total debt (short- plus long-term borrowings) of $148.07M for fiscal year 2025, per its SEC filings.

Where does this data come from?

Figures are computed from NBT Bancorp Inc.'s official SEC filings (balance sheet (10-K)), refreshed nightly. Not investment advice.

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