Stocks / NBTB / Free Cash Flow

NBT Bancorp Inc. Free Cash Flow 2008–2025

NBT Bancorp Inc. reported $218.92M of free cash flow for fiscal 2025. That was 23.8% higher than fiscal 2024. Compared with fiscal 2020, the change was +59.7%.

Latest filed value
$218.92M
One-year change
+23.8%
Change since 2020
+59.7%
Latest period end
2025
NBT Bancorp Inc. Free Cash Flow history from 2008 to 2025FY 2008: 81243000FY 2009: 48306000FY 2010: 82927000FY 2011: 73811000FY 2012: 81860000FY 2013: 113532000FY 2014: 78808000FY 2015: 116307000FY 2016: 107257000FY 2017: 130213000FY 2018: 140371000FY 2019: 146816000FY 2020: 137116000FY 2021: 151445000FY 2022: 176214000FY 2023: 148203000FY 2024: 176825000FY 2025: 218916000
Annual filed history. Hover chart points for raw values; the accessible table below is the source of record.
Fiscal yearFree Cash FlowChange (YoY)
FY 2025$218.92M+23.8%
FY 2024$176.82M+19.3%
FY 2023$148.20M-15.9%
FY 2022$176.21M+16.4%
FY 2021$151.44M+10.5%
FY 2020$137.12M-6.6%
FY 2019$146.82M+4.6%
FY 2018$140.37M+7.8%
FY 2017$130.21M+21.4%
FY 2016$107.26M-7.8%
FY 2015$116.31M+47.6%
FY 2014$78.81M-30.6%
FY 2013$113.53M+38.7%
FY 2012$81.86M+10.9%
FY 2011$73.81M-11.0%
FY 2010$82.93M+71.7%
FY 2009$48.31M-40.5%
FY 2008$81.24M

Source: NBT Bancorp Inc. SEC filings — cash flow statement (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open NBTB 10-K filings at SEC EDGAR · Methodology · Download CSV.

How to read this history

NBT Bancorp Inc. reported $218.92M of free cash flow for fiscal 2025. That was 23.8% higher than fiscal 2024. Compared with fiscal 2020, the change was +59.7%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.

Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.

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NBT Bancorp Inc. — frequently asked questions

What is NBT Bancorp Inc.'s free cash flow?

NBT Bancorp Inc. (NBTB) reported free cash flow of $218.92M for fiscal year 2025, per its SEC filings.

How has NBT Bancorp Inc.'s free cash flow changed over time?

Between fiscal 2008 and 2025, NBTB's free cash flow grew at roughly 6.0% per year (compound annual rate), from $81.24M to $218.92M.

Where does this data come from?

Figures are computed from NBT Bancorp Inc.'s official SEC filings (cash flow statement (10-K)), refreshed nightly. Not investment advice.

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