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Hagerty, Inc. (HGTY)
Financial Services · Insurance - Property & Casualty · NYSE
Hagerty, Inc. revenue & earnings — last 6 fiscal years
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $499.55M | $619.08M | $829.49M | $1.04B | $1.23B | $1.46B |
| Gross profit | — | — | — | — | — | — |
| Net income | $10.17M | $-46.36M | $32.08M | $20.23M | $17.02M | $49.02M |
| Net margin | 2.0% | -7.5% | 3.9% | 1.9% | 1.4% | 3.4% |
Source: Hagerty, Inc. SEC filings (10-K).
What growth is priced into HGTY stock?
At today's market cap of $3.73B, Hagerty, Inc. is priced for free-cash-flow growth of about 7.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $194.45M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 33.2%/yr over the last five fiscal years and revenue 23.9%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 6 years of Hagerty, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Hagerty, Inc. financial history by metric
About Hagerty, Inc.
Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.
Hagerty, Inc. — frequently asked questions
What is Hagerty, Inc.'s revenue?
Hagerty, Inc. (HGTY) reported revenue of $1.46B for fiscal year 2025, up 18.1% from the prior year, according to its SEC filings.
Is Hagerty, Inc. profitable?
Yes. HGTY earned net income of $49.02M in fiscal 2025, a net margin of 3.4%.
What is HGTY's P/E ratio?
Hagerty, Inc. trades at a price-to-earnings ratio of about 45.3 based on the latest data in our nightly-refreshed cache.
How fast is Hagerty, Inc. growing?
HGTY's revenue grew at roughly 23.9% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Hagerty, Inc. have?
As of fiscal year 2025, HGTY carried roughly $177.91M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Hagerty, Inc.'s market cap?
Hagerty, Inc. (HGTY) has a market capitalization of about $3.73B, based on the latest data in our nightly-refreshed cache.
When does Hagerty, Inc.'s fiscal year end?
HGTY's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into HGTY stock?
At today's market cap of $3.73B, Hagerty, Inc. is priced for free-cash-flow growth of about 7.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $194.45M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 33.2%/yr over the last five fiscal years and revenue 23.9%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Hagerty, Inc.'s official SEC filings (10-K and 10-Q), covering 6 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.