Fiserv, Inc. (FISV) Stock Analysis
Financials · NasdaqGS
Fiserv, Inc. (FISV) posted $19.80B in revenue for fiscal 2025 (up 3.6% year over year), at a 17.6% net margin, and has compounded revenue about 5.9%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Fiserv, Inc.
Fiserv, Inc. has grown revenue from $5.50B to $19.80B over the last 10 fiscal years, compounding about 5.9% a year. The most recent year was up 3.6%, so growth has cooled from its longer-run pace.
Net margin sits at 17.6%, up 1.2 points year over year. It carries about $1.24B of total debt.
At today's valuation the market is pricing in roughly -7.7% annual free-cash-flow growth — versus the 5.8% it actually delivered over the last five years, so the price is arguably undemanding against what it has already proven.
Synthesised from Fiserv, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Fiserv, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.50B | $5.70B | $5.82B | $10.19B | $14.85B | $16.23B | $16.77B | $18.04B | $19.12B | $19.80B |
| Gross profit | $4.76B | $4.96B | $5.08B | — | — | — | — | — | — | — |
| Net income | $930.00M | $1.25B | $1.19B | $893.00M | $958.00M | $1.33B | $2.53B | $3.07B | $3.13B | $3.48B |
| Net margin | 16.9% | 21.9% | 20.4% | 8.8% | 6.5% | 8.2% | 15.1% | 17.0% | 16.4% | 17.6% |
Source: Fiserv, Inc. SEC filings (10-K). 19 years of history available in the interactive view.
Fiserv, Inc.: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into FISV stock?
At today's market cap of $28.76B, Fiserv, Inc. is priced for free-cash-flow growth of about -7.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $4.30B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 5.8%/yr over the last five fiscal years and revenue 5.9%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 19 years of Fiserv, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Fiserv, Inc. financial history by metric
Compare Fiserv, Inc. with peers
Fiserv, Inc. — frequently asked questions
What is Fiserv, Inc.'s revenue?
Fiserv, Inc. (FISV) reported revenue of $19.80B for fiscal year 2025, up 3.6% from the prior year, according to its SEC filings.
Is Fiserv, Inc. profitable?
Yes. FISV earned net income of $3.48B in fiscal 2025, a net margin of 17.6%.
What is FISV's P/E ratio?
Fiserv, Inc. trades at a price-to-earnings ratio of about 9.1 based on the latest data in our nightly-refreshed cache.
How fast is Fiserv, Inc. growing?
FISV's revenue grew at roughly 5.9% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Fiserv, Inc. have?
As of fiscal year 2025, FISV carried roughly $1.24B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Fiserv, Inc.'s market cap?
Fiserv, Inc. (FISV) has a market capitalization of about $28.76B, based on the latest data in our nightly-refreshed cache.
When does Fiserv, Inc.'s fiscal year end?
FISV's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into FISV stock?
At today's market cap of $28.76B, Fiserv, Inc. is priced for free-cash-flow growth of about -7.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $4.30B from the FY ending 2025-12-31). For comparison, free cash flow actually grew 5.8%/yr over the last five fiscal years and revenue 5.9%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Fiserv, Inc.'s official SEC filings (10-K and 10-Q), covering 19 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.