stockportfolio.pro
Fair Isaac Corporation (FICO)
Technology · Software - Application · NYSE
Fair Isaac Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $881.36M | $932.17M | $1.03B | $1.16B | $1.29B | $1.32B | $1.38B | $1.51B | $1.72B | $1.99B |
| Gross profit | $616.18M | $644.56M | $719.58M | $823.24M | $933.42M | $984.07M | $1.08B | $1.20B | $1.37B | $1.64B |
| Net income | $109.45M | $133.41M | $126.48M | $192.12M | $236.41M | $392.08M | $373.54M | $429.38M | $512.81M | $651.95M |
| Net margin | 12.4% | 14.3% | 12.3% | 16.6% | 18.3% | 29.8% | 27.1% | 28.4% | 29.9% | 32.7% |
Source: Fair Isaac Corporation SEC filings (10-K). 18 years of history available in the interactive view.
What growth is priced into FICO stock?
At today's market cap of $28.41B, Fair Isaac Corporation is priced for free-cash-flow growth of about 16% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $769.88M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 17.6%/yr over the last five fiscal years and revenue 9%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 18 years of Fair Isaac Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track FICO in your portfolio →
Fair Isaac Corporation financial history by metric
About Fair Isaac Corporation
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Fair Isaac Corporation — frequently asked questions
What is Fair Isaac Corporation's revenue?
Fair Isaac Corporation (FICO) reported revenue of $1.99B for fiscal year 2025, up 15.9% from the prior year, according to its SEC filings.
Is Fair Isaac Corporation profitable?
Yes. FICO earned net income of $651.95M in fiscal 2025, a net margin of 32.7%.
What is FICO's P/E ratio?
Fair Isaac Corporation trades at a price-to-earnings ratio of about 38.9 based on the latest data in our nightly-refreshed cache.
How fast is Fair Isaac Corporation growing?
FICO's revenue grew at roughly 9.0% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Fair Isaac Corporation have?
As of fiscal year 2025, FICO carried roughly $3.06B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Fair Isaac Corporation's gross margin?
FICO's gross margin was 82.2% in fiscal 2025 — gross profit of $1.64B on revenue of $1.99B.
What is Fair Isaac Corporation's market cap?
Fair Isaac Corporation (FICO) has a market capitalization of about $28.41B, based on the latest data in our nightly-refreshed cache.
When does Fair Isaac Corporation's fiscal year end?
FICO's fiscal year ends in September. Its most recent annual filing covers the fiscal year ending 2025-09-30.
What growth is priced into FICO stock?
At today's market cap of $28.41B, Fair Isaac Corporation is priced for free-cash-flow growth of about 16% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $769.88M from the FY ending 2025-09-30). For comparison, free cash flow actually grew 17.6%/yr over the last five fiscal years and revenue 9%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Fair Isaac Corporation's official SEC filings (10-K and 10-Q), covering 18 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.