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Eastern Bankshares, Inc. (EBC)
Financial Services · Banks - Regional · NasdaqGS
Eastern Bankshares, Inc. revenue & earnings — last 8 fiscal years
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $164.05M | $156.22M | $154.75M | $69.42M | $644.80M | $312.66M | $724.84M | $721.80M |
| Gross profit | — | — | — | — | — | — | — | — |
| Net income | $122.73M | $135.10M | $22.74M | $154.66M | $199.76M | $232.18M | $119.56M | $88.22M |
| Net margin | 74.8% | 86.5% | 14.7% | 222.8% | 31.0% | 74.3% | 16.5% | 12.2% |
Source: Eastern Bankshares, Inc. SEC filings (10-K).
What growth is priced into EBC stock?
At today's market cap of $4.41B, Eastern Bankshares, Inc. is priced for free-cash-flow growth of about -0.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $412.99M from the FY ending 2025-12-31). For comparison, revenue 36.1%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 8 years of Eastern Bankshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Eastern Bankshares, Inc. financial history by metric
About Eastern Bankshares, Inc.
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
Eastern Bankshares, Inc. — frequently asked questions
What is Eastern Bankshares, Inc.'s revenue?
Eastern Bankshares, Inc. (EBC) reported revenue of $721.80M for fiscal year 2025, down 0.4% from the prior year, according to its SEC filings.
Is Eastern Bankshares, Inc. profitable?
Yes. EBC earned net income of $88.22M in fiscal 2025, a net margin of 12.2%.
What is EBC's P/E ratio?
Eastern Bankshares, Inc. trades at a price-to-earnings ratio of about 11.3 based on the latest data in our nightly-refreshed cache.
How fast is Eastern Bankshares, Inc. growing?
EBC's revenue grew at roughly 36.1% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Eastern Bankshares, Inc. have?
As of fiscal year 2025, EBC carried roughly $199.62M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Eastern Bankshares, Inc.'s market cap?
Eastern Bankshares, Inc. (EBC) has a market capitalization of about $4.41B, based on the latest data in our nightly-refreshed cache.
When does Eastern Bankshares, Inc.'s fiscal year end?
EBC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into EBC stock?
At today's market cap of $4.41B, Eastern Bankshares, Inc. is priced for free-cash-flow growth of about -0.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $412.99M from the FY ending 2025-12-31). For comparison, revenue 36.1%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Eastern Bankshares, Inc.'s official SEC filings (10-K and 10-Q), covering 8 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.