Central Bancompany, Inc. (CBC) Stock Analysis
Financial Services · Banks - Regional · NasdaqGS
Central Bancompany, Inc. (CBC) posted $1.02B in revenue for fiscal 2025 (up 13.8% year over year), at a 38.3% net margin, and has compounded revenue about 10.8%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Central Bancompany, Inc.
Central Bancompany, Inc. has grown revenue from $750.24M to $1.02B over the last 4 fiscal years, compounding about 10.8% a year. The most recent year was up 13.8%, so growth is actually accelerating.
Net margin sits at 38.3%, up 4.2 points year over year.
At today's valuation the market is pricing in roughly 13.2% annual free-cash-flow growth.
Synthesised from Central Bancompany, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Central Bancompany, Inc. revenue & earnings — last 4 fiscal years
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | $750.24M | $840.06M | $897.71M | $1.02B |
| Gross profit | — | — | — | — |
| Net income | $258.22M | $273.69M | $305.81M | $390.85M |
| Net margin | 34.4% | 32.6% | 34.1% | 38.3% |
Source: Central Bancompany, Inc. SEC filings (10-K).
Central Bancompany, Inc.: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into CBC stock?
At today's market cap of $6.94B, Central Bancompany, Inc. is priced for free-cash-flow growth of about 13.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $231.39M from the FY ending 2025-12-31). This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 4 years of Central Bancompany, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Central Bancompany, Inc. financial history by metric
About Central Bancompany, Inc.
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.
Central Bancompany, Inc. — frequently asked questions
What is Central Bancompany, Inc.'s revenue?
Central Bancompany, Inc. (CBC) reported revenue of $1.02B for fiscal year 2025, up 13.8% from the prior year, according to its SEC filings.
Is Central Bancompany, Inc. profitable?
Yes. CBC earned net income of $390.85M in fiscal 2025, a net margin of 38.3%.
What is CBC's P/E ratio?
Central Bancompany, Inc. trades at a price-to-earnings ratio of about 16.3 based on the latest data in our nightly-refreshed cache.
How fast is Central Bancompany, Inc. growing?
CBC's revenue grew at roughly 10.8% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Central Bancompany, Inc. have?
As of fiscal year 2025, CBC carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Central Bancompany, Inc.'s market cap?
Central Bancompany, Inc. (CBC) has a market capitalization of about $6.94B, based on the latest data in our nightly-refreshed cache.
When does Central Bancompany, Inc.'s fiscal year end?
CBC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into CBC stock?
At today's market cap of $6.94B, Central Bancompany, Inc. is priced for free-cash-flow growth of about 13.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $231.39M from the FY ending 2025-12-31).
Where does this data come from?
All figures are computed from Central Bancompany, Inc.'s official SEC filings (10-K and 10-Q), covering 4 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.