Bridgewater Bancshares, Inc. (BWB)
Financial Services · Banks - Regional · NasdaqCM
Bridgewater Bancshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $135.34M | $109.77M | $107.74M | $141.98M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $13.21M | $16.89M | $26.92M | $31.40M | $27.19M | $45.69M | $53.39M | $39.96M | $32.83M | $46.09M |
| Net margin | — | — | — | — | — | — | 39.4% | 36.4% | 30.5% | 32.5% |
Source: Bridgewater Bancshares, Inc. SEC filings (10-K).
What growth is priced into BWB stock?
At today's market cap of $544.84M, Bridgewater Bancshares, Inc. is priced for free-cash-flow growth of about 10.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $21.96M from the FY ending 2025-12-31). This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 10 years of Bridgewater Bancshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeOr start a 7-day free trial to track BWB in your portfolio →
Bridgewater Bancshares, Inc. financial history by metric
About Bridgewater Bancshares, Inc.
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Bridgewater Bancshares, Inc. — frequently asked questions
What is Bridgewater Bancshares, Inc.'s revenue?
Bridgewater Bancshares, Inc. (BWB) reported revenue of $141.98M for fiscal year 2025, up 31.8% from the prior year, according to its SEC filings.
Is Bridgewater Bancshares, Inc. profitable?
Yes. BWB earned net income of $46.09M in fiscal 2025, a net margin of 32.5%.
What is BWB's P/E ratio?
Bridgewater Bancshares, Inc. trades at a price-to-earnings ratio of about 11.1 based on the latest data in our nightly-refreshed cache.
How much debt does Bridgewater Bancshares, Inc. have?
As of fiscal year 2025, BWB carried roughly $508.18M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Bridgewater Bancshares, Inc.'s market cap?
Bridgewater Bancshares, Inc. (BWB) has a market capitalization of about $544.84M, based on the latest data in our nightly-refreshed cache.
When does Bridgewater Bancshares, Inc.'s fiscal year end?
BWB's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into BWB stock?
At today's market cap of $544.84M, Bridgewater Bancshares, Inc. is priced for free-cash-flow growth of about 10.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $21.96M from the FY ending 2025-12-31).
Where does this data come from?
All figures are computed from Bridgewater Bancshares, Inc.'s official SEC filings (10-K and 10-Q), covering 10 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.