Bank7 Corp. (BSVN) Stock Analysis
Financial Services · Banks - Regional · NasdaqGS
Bank7 Corp. (BSVN) posted $96.38M in revenue for fiscal 2025 (down 1.1% year over year), at a 44.7% net margin, per its SEC filings.
Data last refreshed September 3, 2026 from SEC filings · how we compute this
The analyst's take on Bank7 Corp.
Bank7 Corp. has grown revenue from — to $96.38M over the last 10 fiscal years. The most recent year was down 1.1%.
Net margin sits at 44.7%, down 2.2 points year over year. It returns cash through a dividend yielding about 2.35%.
At today's valuation the market is pricing in roughly -1.2% annual free-cash-flow growth — versus the 10.8% it actually delivered over the last five years, so the price is arguably undemanding against what it has already proven. It clears 6 of 7 deterministic health checks. Nothing in the filed statements trips our red-flag scan.
Synthesised from Bank7 Corp.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
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Bank7 Corp. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | $72.37M | $91.79M | $97.45M | $96.38M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $16.82M | $23.79M | $25.00M | $8.22M | $19.27M | $23.16M | $29.64M | $28.27M | $45.70M | $43.07M |
| Net margin | — | — | — | — | — | — | 41.0% | 30.8% | 46.9% | 44.7% |
Source: Bank7 Corp. SEC filings (10-K).
Bank7 Corp. financial health: 6 of 7 checks passed
- ✓Profitable every year (last 5)
- ✓Net margin above 10% (44.7%)
- ✓More cash than total debt (cash 291.8M vs debt 0M)
- ✓Positive operating cash flow (last 5 yrs)
- ✓Free cash flow positive (latest yr) (41.4M)
- ✗Share count falling over 5 yrs (buybacks) (9M → 9.5M shares)
- ✓Pays a dividend (10 consecutive yrs in our data)
Checks computed deterministically from filed annual statements — no AI judgement.
Bank7 Corp.: no obvious red flags in the filings
Our deterministic scan of the filed statements — receivables vs sales, earnings vs cash, dilution, leverage and margins — didn't flag anything. Ask about the risks →
What growth is priced into BSVN stock?
At today's market cap of $433.42M, Bank7 Corp. is priced for free-cash-flow growth of about -1.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $41.40M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 10.8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 10 years of Bank7 Corp. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Bank7 Corp. financial history
About Bank7 Corp.
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
Bank7 Corp. — frequently asked questions
What is Bank7 Corp.'s revenue?
Bank7 Corp. (BSVN) reported revenue of $96.38M for fiscal year 2025, down 1.1% from the prior year, according to its SEC filings.
Is Bank7 Corp. profitable?
Yes. BSVN earned net income of $43.07M in fiscal 2025, a net margin of 44.7%.
What is BSVN's P/E ratio?
Bank7 Corp. trades at a price-to-earnings ratio of about 9.7 based on the latest data in our nightly-refreshed cache.
Does Bank7 Corp. pay a dividend?
Yes, BSVN pays a dividend — the yield is about 2.35%.
What is Bank7 Corp.'s market cap?
Bank7 Corp. (BSVN) has a market capitalization of about $433.42M, based on the latest data in our nightly-refreshed cache.
When does Bank7 Corp.'s fiscal year end?
BSVN's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into BSVN stock?
At today's market cap of $433.42M, Bank7 Corp. is priced for free-cash-flow growth of about -1.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $41.40M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 10.8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Bank7 Corp.'s official SEC filings (10-K and 10-Q), covering 10 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.