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Sierra Bancorp (BSRR)
Financial Services · Banks - Regional · NasdaqGS
Sierra Bancorp revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $130.29M | $118.16M | $138.82M | $146.49M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $17.57M | $19.54M | $29.68M | $35.96M | $35.44M | $43.01M | $33.66M | $34.84M | $40.56M | $42.33M |
| Net margin | — | — | — | — | — | — | 25.8% | 29.5% | 29.2% | 28.9% |
Source: Sierra Bancorp SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into BSRR stock?
At today's market cap of $516.24M, Sierra Bancorp is priced for free-cash-flow growth of about 4.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $32.17M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -2.8%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Sierra Bancorp financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Sierra Bancorp financial history by metric
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
Sierra Bancorp — frequently asked questions
What is Sierra Bancorp's revenue?
Sierra Bancorp (BSRR) reported revenue of $146.49M for fiscal year 2025, up 5.5% from the prior year, according to its SEC filings.
Is Sierra Bancorp profitable?
Yes. BSRR earned net income of $42.33M in fiscal 2025, a net margin of 28.9%.
What is BSRR's P/E ratio?
Sierra Bancorp trades at a price-to-earnings ratio of about 11.5 based on the latest data in our nightly-refreshed cache.
How much debt does Sierra Bancorp have?
As of fiscal year 2025, BSRR carried roughly $388.20M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Sierra Bancorp's market cap?
Sierra Bancorp (BSRR) has a market capitalization of about $516.24M, based on the latest data in our nightly-refreshed cache.
When does Sierra Bancorp's fiscal year end?
BSRR's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into BSRR stock?
At today's market cap of $516.24M, Sierra Bancorp is priced for free-cash-flow growth of about 4.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $32.17M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -2.8%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Sierra Bancorp's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.