Bread Financial Holdings, Inc. Total Debt 2008–2025
Bread Financial Holdings, Inc. reported $4.31B of total debt (short- plus long-term borrowings) for fiscal 2025. That was 22.5% lower than fiscal 2024. Compared with fiscal 2020, the change was +53.5%.
| Fiscal year | Total Debt | Change (YoY) |
|---|---|---|
| FY 2025 | $4.31B | -22.5% |
| FY 2024 | $5.56B | +5.0% |
| FY 2023 | $5.29B | -33.9% |
| FY 2022 | $8.01B | +7.6% |
| FY 2021 | $7.44B | +165.1% |
| FY 2020 | $2.81B | -1.6% |
| FY 2019 | $2.85B | -51.4% |
| FY 2018 | $5.86B | -5.5% |
| FY 2017 | $6.21B | -3.3% |
| FY 2016 | $6.42B | +18.1% |
| FY 2015 | $5.43B | +9.0% |
| FY 2014 | $4.98B | +57.4% |
| FY 2013 | $3.16B | -13.5% |
| FY 2012 | $3.66B | +66.0% |
| FY 2011 | $2.20B | +761.7% |
| FY 2010 | $255.68M | +392.0% |
| FY 2009 | $51.96M | — |
| FY 2008 | $0 | — |
Source: Bread Financial Holdings, Inc. SEC filings — balance sheet (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open BFH 10-K filings at SEC EDGAR · Methodology · Download CSV.
How to read this history
Bread Financial Holdings, Inc. reported $4.31B of total debt (short- plus long-term borrowings) for fiscal 2025. That was 22.5% lower than fiscal 2024. Compared with fiscal 2020, the change was +53.5%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.
Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.
See the full picture for Bread Financial Holdings, Inc.
Complete income statement, balance sheet and cash flow with trend on every row, 48 quarters, ratios, health checks, and Ask — the SEC-grounded research assistant.
Open the interactive view — freeBread Financial Holdings, Inc. — frequently asked questions
What is Bread Financial Holdings, Inc.'s total debt (short- plus long-term borrowings)?
Bread Financial Holdings, Inc. (BFH) reported total debt (short- plus long-term borrowings) of $4.31B for fiscal year 2025, per its SEC filings.
Where does this data come from?
Figures are computed from Bread Financial Holdings, Inc.'s official SEC filings (balance sheet (10-K)), refreshed nightly. Not investment advice.
More BFH financial history
Full BFH fundamentals page → · Analyze total debt (short- plus long-term borrowings) with a free tool → · All 1,500+ companies →