Bread Financial Holdings, Inc. Net Income 2008–2025
Bread Financial Holdings, Inc. reported $518.00M of net income for fiscal 2025. That was 87.0% higher than fiscal 2024. Compared with fiscal 2020, the change was +142.1%.
| Fiscal year | Net Income | Net margin | Change (YoY) |
|---|---|---|---|
| FY 2025 | $518.00M | 13.5% | +87.0% |
| FY 2024 | $277.00M | 7.2% | -61.4% |
| FY 2023 | $718.00M | 16.7% | +222.0% |
| FY 2022 | $223.00M | 5.8% | -72.2% |
| FY 2021 | $801.00M | — | +274.3% |
| FY 2020 | $214.00M | 4.7% | -23.0% |
| FY 2019 | $278.00M | 5.0% | -71.1% |
| FY 2018 | $963.10M | 17.0% | +22.1% |
| FY 2017 | $788.70M | 14.4% | +52.4% |
| FY 2016 | $517.60M | 7.3% | -14.5% |
| FY 2015 | $605.40M | 9.4% | +17.3% |
| FY 2014 | $516.10M | 9.7% | +4.0% |
| FY 2013 | $496.17M | 11.5% | +17.5% |
| FY 2012 | $422.26M | 11.6% | — |
| FY 2011 | $0 | 0.0% | -100.0% |
| FY 2010 | $193.74M | 6.9% | +34.8% |
| FY 2009 | $143.73M | 7.3% | -30.4% |
| FY 2008 | $206.40M | 10.2% | — |
Source: Bread Financial Holdings, Inc. SEC filings — income statement (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open BFH 10-K filings at SEC EDGAR · Methodology · Download CSV.
How to read this history
Bread Financial Holdings, Inc. reported $518.00M of net income for fiscal 2025. That was 87.0% higher than fiscal 2024. Compared with fiscal 2020, the change was +142.1%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.
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Open the interactive view — freeBread Financial Holdings, Inc. — frequently asked questions
What is Bread Financial Holdings, Inc.'s net income?
Bread Financial Holdings, Inc. (BFH) reported net income of $518.00M for fiscal year 2025, per its SEC filings.
How has Bread Financial Holdings, Inc.'s net income changed over time?
Between fiscal 2008 and 2025, BFH's net income grew at roughly 5.6% per year (compound annual rate), from $206.40M to $518.00M.
Where does this data come from?
Figures are computed from Bread Financial Holdings, Inc.'s official SEC filings (income statement (10-K)), refreshed nightly. Not investment advice.