Atlantic Union Bankshares Corporation (AUB) Stock Analysis
Financial Services · Banks - Regional · NYSE
Atlantic Union Bankshares Corporation (AUB) posted $1.39B in revenue for fiscal 2025 (up 67.1% year over year), at a 18.8% net margin, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation has grown revenue from $0 to $1.39B over the last 10 fiscal years. The most recent year was up 67.1%.
Net margin sits at 18.8%, down 4.9 points year over year. It carries about $1.50B of total debt.
The one thing worth a second look in the filings is share count rising (dilution).
Synthesised from Atlantic Union Bankshares Corporation's SEC filings — descriptive, not advice. Ask the analyst your own question →
Atlantic Union Bankshares Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $717.66M | $716.80M | $832.64M | $1.39B |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $77.48M | $72.92M | $146.25M | $193.53M | $158.23M | $263.92M | $222.64M | $189.95M | $197.26M | $261.85M |
| Net margin | — | — | — | — | — | — | 31.0% | 26.5% | 23.7% | 18.8% |
Source: Atlantic Union Bankshares Corporation SEC filings (10-K). 17 years of history available in the interactive view.
Atlantic Union Bankshares Corporation: 2 potential red flags in the filings
Patterns in the filed statements worth a second look — computed and cited, not AI guesswork, and not a signal to sell. The kind of thing that hides in a 10-K.
- Share count rising (dilution)Shares outstanding grew 87.4% over 4 years (75.7M → 141.8M) — existing holders' stakes are being diluted.
- Net margin shrinkingNet margin fell from 31.0% to 18.8% over ~3 years — profitability is compressing.
Explore 17 years of Atlantic Union Bankshares Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Atlantic Union Bankshares Corporation financial history by metric
Compare Atlantic Union Bankshares Corporation with peers
About Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking. It accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. The company provides loans for commercial real estate, commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.
Atlantic Union Bankshares Corporation — frequently asked questions
What is Atlantic Union Bankshares Corporation's revenue?
Atlantic Union Bankshares Corporation (AUB) reported revenue of $1.39B for fiscal year 2025, up 67.1% from the prior year, according to its SEC filings.
Is Atlantic Union Bankshares Corporation profitable?
Yes. AUB earned net income of $261.85M in fiscal 2025, a net margin of 18.8%.
What is AUB's P/E ratio?
Atlantic Union Bankshares Corporation trades at a price-to-earnings ratio of about 16.5 based on the latest data in our nightly-refreshed cache.
How much debt does Atlantic Union Bankshares Corporation have?
As of fiscal year 2025, AUB carried roughly $1.50B in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Atlantic Union Bankshares Corporation's market cap?
Atlantic Union Bankshares Corporation (AUB) has a market capitalization of about $5.54B, based on the latest data in our nightly-refreshed cache.
When does Atlantic Union Bankshares Corporation's fiscal year end?
AUB's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from Atlantic Union Bankshares Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.