Enact Holdings, Inc. (ACT) Stock Analysis
Financial Services · Insurance - Specialty · NasdaqGS
Enact Holdings, Inc. (ACT) posted $1.24B in revenue for fiscal 2025 (up 2.8% year over year), at a 54.6% net margin, and has compounded revenue about 2.2%/yr over five years, per its SEC filings.
Data last refreshed August 2, 2026 from SEC filings · how we compute this
The analyst's take on Enact Holdings, Inc.
Enact Holdings, Inc. has grown revenue from $978.85M to $1.24B over the last 7 fiscal years, compounding about 2.2% a year. The most recent year was up 2.8%, roughly in line with its longer-run pace.
Net margin sits at 54.6%, down 2.7 points year over year. It carries about $744.48M of total debt.
The one thing worth a second look in the filings is net margin shrinking.
Synthesised from Enact Holdings, Inc.'s SEC filings — descriptive, not advice. Ask the analyst your own question →
Enact Holdings, Inc. revenue & earnings — last 7 fiscal years
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $978.85M | $1.11B | $1.12B | $1.10B | $1.15B | $1.20B | $1.24B |
| Gross profit | — | — | — | — | — | — | — |
| Net income | $677.63M | $370.42M | $546.68M | $704.16M | $665.51M | $688.07M | $674.24M |
| Net margin | 69.2% | 33.5% | 48.9% | 64.3% | 57.7% | 57.3% | 54.6% |
Source: Enact Holdings, Inc. SEC filings (10-K).
Enact Holdings, Inc.: 1 potential red flag in the filings
Patterns in the filed statements worth a second look — computed and cited, not AI guesswork, and not a signal to sell. The kind of thing that hides in a 10-K.
- Net margin shrinkingNet margin fell from 64.3% to 54.6% over ~3 years — profitability is compressing.
Explore 7 years of Enact Holdings, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Enact Holdings, Inc. financial history by metric
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About Enact Holdings, Inc.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Enact Holdings, Inc. — frequently asked questions
What is Enact Holdings, Inc.'s revenue?
Enact Holdings, Inc. (ACT) reported revenue of $1.24B for fiscal year 2025, up 2.8% from the prior year, according to its SEC filings.
Is Enact Holdings, Inc. profitable?
Yes. ACT earned net income of $674.24M in fiscal 2025, a net margin of 54.6%.
What is ACT's P/E ratio?
Enact Holdings, Inc. trades at a price-to-earnings ratio of about 9.2 based on the latest data in our nightly-refreshed cache.
How fast is Enact Holdings, Inc. growing?
ACT's revenue grew at roughly 2.2% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Enact Holdings, Inc. have?
As of fiscal year 2025, ACT carried roughly $744.48M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Enact Holdings, Inc.'s market cap?
Enact Holdings, Inc. (ACT) has a market capitalization of about $5.94B, based on the latest data in our nightly-refreshed cache.
When does Enact Holdings, Inc.'s fiscal year end?
ACT's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
Where does this data come from?
All figures are computed from Enact Holdings, Inc.'s official SEC filings (10-K and 10-Q), covering 7 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.