Stocks / UMBF vs ZION

UMBF vs ZION: Which Stock Is the Better Buy?

UMB Financial Corporation and Zions Bancorporation, National Association side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

UMBF is the larger company ($10.0B vs $9.6B). On the fundamentals, ZION earns a higher net margin (26.1% vs 25.5%); ZION has the stronger return on equity (12.5% vs 8.9%); ZION trades cheaper on earnings (10.2× vs 11.5×). On the filings, ZION carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — UMBF vs ZION, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 UMB Financial Corporation (UMBF)Zions Bancorporation, National Association (ZION)
Market cap$10.0B$9.6B
Revenue (latest FY)$2.69B$3.43B
Net income (latest FY)$684.62M$895.00M
Revenue growth (5y CAGR)44.3%
Net margin25.5%26.1%
Return on equity8.9%12.5%
P/E ratio11.510.2
Dividend yield1.3%2.8%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full UMBF vs ZION breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open UMBF's full financials →   Open ZION's full financials →

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Frequently asked questions

Which is bigger, UMBF or ZION?

UMB Financial Corporation is larger by market capitalization — $10.0B versus $9.6B.

Which grows faster, UMBF or ZION?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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