Stocks / UMBF vs WTFC

UMBF vs WTFC: Which Stock Is the Better Buy?

UMB Financial Corporation and Wintrust Financial Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

WTFC is the larger company ($10.5B vs $10.0B). On the fundamentals, WTFC earns a higher net margin (28.4% vs 25.5%); WTFC has the stronger return on equity (10.7% vs 8.9%); UMBF trades cheaper on earnings (11.5× vs 13.0×). On the filings, WTFC carries fewer potential red flags (1 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — UMBF vs WTFC, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 UMB Financial Corporation (UMBF)Wintrust Financial Corporation (WTFC)
Market cap$10.0B$10.5B
Revenue (latest FY)$2.69B$2.73B
Net income (latest FY)$684.62M$774.15M
Revenue growth (5y CAGR)74.2%
Net margin25.5%28.4%
Return on equity8.9%10.7%
P/E ratio11.513.0
Dividend yield1.3%1.4%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full UMBF vs WTFC breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open UMBF's full financials →   Open WTFC's full financials →

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Frequently asked questions

Which is bigger, UMBF or WTFC?

Wintrust Financial Corporation is larger by market capitalization — $10.5B versus $10.0B.

Which grows faster, UMBF or WTFC?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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UMBF fundamentals → · WTFC fundamentals → · All 1,500+ companies → · Free screener →