Stocks / STEL vs WASH

Stellar Bancorp, Inc. (STEL) vs Washington Trust Bancorp, Inc. (WASH)

Stellar Bancorp, Inc. and Washington Trust Bancorp, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $0.7B). On the fundamentals, STEL earns a higher net margin (24.3% vs 23.5%); WASH has the stronger return on equity (9.6% vs 6.2%); WASH trades cheaper on earnings (12.7× vs 18.6×). Over the last five years, STEL returned 54.7% vs -7.0%. On the filings, STEL carries fewer potential red flags (0 vs 3). Full numbers below — the stronger figure on each row is in green.

AI verdict — STEL vs WASH, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Stellar Bancorp, Inc. (STEL)Washington Trust Bancorp, Inc. (WASH)
Market cap$2.0B$0.7B
Revenue (latest FY)$423.80M$222.05M
Net income (latest FY)$102.87M$52.24M
Revenue growth (5y CAGR)-0.4%
Net margin24.3%23.5%
Return on equity6.2%9.6%
P/E ratio18.612.7
Dividend yield1.6%6.5%
Profitable years (of last 10)109
Positive free cash flowYesYes

Performance — STEL vs WASH

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Stellar Bancorp, Inc. (STEL)Washington Trust Bancorp, Inc. (WASH)
1-year return39.6%32.4%
3-year return77.9%62.8%
5-year return54.7%-7.0%
10-year return52.9%
52-week range$26.30–$40.21$25.23–$37.08

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full STEL vs WASH breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open STEL's full financials →   Open WASH's full financials →

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Frequently asked questions

Which is bigger, STEL or WASH?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $0.7B.

Which grows faster, STEL or WASH?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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