Stocks / STEL vs TCBX

Stellar Bancorp, Inc. (STEL) vs Third Coast Bancshares, Inc. (TCBX)

Stellar Bancorp, Inc. and Third Coast Bancshares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $0.7B). On the fundamentals, TCBX earns a higher net margin (31.9% vs 24.3%); TCBX has the stronger return on equity (12.5% vs 6.2%); TCBX trades cheaper on earnings (10.2× vs 18.6×). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — STEL vs TCBX, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Stellar Bancorp, Inc. (STEL)Third Coast Bancshares, Inc. (TCBX)
Market cap$2.0B$0.7B
Revenue (latest FY)$423.80M$207.74M
Net income (latest FY)$102.87M$66.29M
Revenue growth (5y CAGR)
Net margin24.3%31.9%
Return on equity6.2%12.5%
P/E ratio18.610.2
Dividend yield1.6%
Profitable years (of last 10)107
Positive free cash flowYesYes

Performance — STEL vs TCBX

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Stellar Bancorp, Inc. (STEL)Third Coast Bancshares, Inc. (TCBX)
1-year return39.6%21.6%
3-year return77.9%150.3%
5-year return54.7%
10-year return
52-week range$26.30–$40.21$29.66–$43.84

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full STEL vs TCBX breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open STEL's full financials →   Open TCBX's full financials →

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Frequently asked questions

Which is bigger, STEL or TCBX?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $0.7B.

Which grows faster, STEL or TCBX?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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