Stocks / OFG vs PRAA

OFG Bancorp (OFG) vs PRA Group, Inc. (PRAA)

OFG Bancorp and PRA Group, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

OFG is the larger company ($2.0B vs $0.6B). On the fundamentals, OFG earns a higher net margin (28.0% vs -25.4%); OFG has the stronger return on equity (14.8% vs -31.1%). Over the last five years, OFG returned 139.2% vs -60.6%. On the filings, OFG carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — OFG vs PRAA, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 OFG Bancorp (OFG)PRA Group, Inc. (PRAA)
Market cap$2.0B$0.6B
Revenue (latest FY)$731.44M$1.20B
Net income (latest FY)$205.10M$-305.14M
Revenue growth (5y CAGR)2.4%
Net margin28.0%-25.4%
Return on equity14.8%-31.1%
P/E ratio9.6
Dividend yield2.8%
Profitable years (of last 10)108
Positive free cash flowYesNo

Performance — OFG vs PRAA

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 OFG Bancorp (OFG)PRA Group, Inc. (PRAA)
1-year return11.6%2.8%
3-year return93.4%-33.6%
5-year return139.2%-60.6%
10-year return604.2%-37.2%
52-week range$35.71–$47.35$10.25–$22.55

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full OFG vs PRAA breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open OFG's full financials →   Open PRAA's full financials →

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Frequently asked questions

Which is bigger, OFG or PRAA?

OFG Bancorp is larger by market capitalization — $2.0B versus $0.6B.

Which grows faster, OFG or PRAA?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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