Stocks / HMN vs PRAA

Horace Mann Educators Corporation (HMN) vs PRA Group, Inc. (PRAA)

Horace Mann Educators Corporation and PRA Group, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

HMN is the larger company ($2.0B vs $0.6B). On the fundamentals, HMN grows revenue faster (5.4% vs 2.4%); HMN earns a higher net margin (9.5% vs -25.4%); HMN has the stronger return on equity (10.9% vs -31.1%). Over the last five years, HMN returned 54.9% vs -60.6%. On the filings, HMN carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — HMN vs PRAA, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Horace Mann Educators Corporation (HMN)PRA Group, Inc. (PRAA)
Market cap$2.0B$0.6B
Revenue (latest FY)$1.70B$1.20B
Net income (latest FY)$162.10M$-305.14M
Revenue growth (5y CAGR)5.4%2.4%
Net margin9.5%-25.4%
Return on equity10.9%-31.1%
P/E ratio12.2
Dividend yield3.0%
Profitable years (of last 10)98
Positive free cash flowNo

Performance — HMN vs PRAA

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 Horace Mann Educators Corporation (HMN)PRA Group, Inc. (PRAA)
1-year return16.5%2.8%
3-year return82.6%-33.6%
5-year return54.9%-60.6%
10-year return97.5%-37.2%
52-week range$40.04–$49.21$10.25–$22.55

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full HMN vs PRAA breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open HMN's full financials →   Open PRAA's full financials →

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Frequently asked questions

Which is bigger, HMN or PRAA?

Horace Mann Educators Corporation is larger by market capitalization — $2.0B versus $0.6B.

Which grows faster, HMN or PRAA?

Over the last five fiscal years, Horace Mann Educators Corporation grew revenue faster — 5.4%/yr versus 2.4%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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