Stocks / MUJ vs STEL

BlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) vs Stellar Bancorp, Inc. (STEL)

BlackRock MuniHoldings New Jersey Quality Fund, Inc. and Stellar Bancorp, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $0.7B). On the fundamentals, MUJ earns a higher net margin (99.1% vs 24.3%); STEL has the stronger return on equity (6.2% vs 4.3%); STEL trades cheaper on earnings (18.6× vs 27.0×). Over the last five years, STEL returned 54.7% vs 0.7%. Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — MUJ vs STEL, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 BlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ)Stellar Bancorp, Inc. (STEL)
Market cap$0.7B$2.0B
Revenue (latest FY)$29.93M$423.80M
Net income (latest FY)$29.68M$102.87M
Revenue growth (5y CAGR)-6.5%
Net margin99.1%24.3%
Return on equity4.3%6.2%
P/E ratio27.018.6
Dividend yield5.2%1.6%
Profitable years (of last 10)210
Positive free cash flowYes

Performance — MUJ vs STEL

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 BlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ)Stellar Bancorp, Inc. (STEL)
1-year return19.8%39.6%
3-year return30.2%77.9%
5-year return0.7%54.7%
10-year return27.9%
52-week range$10.66–$12.68$26.30–$40.21

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full MUJ vs STEL breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open MUJ's full financials →   Open STEL's full financials →

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Frequently asked questions

Which is bigger, MUJ or STEL?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $0.7B.

Which grows faster, MUJ or STEL?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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