Stocks / FFIN vs TFSL

FFIN vs TFSL: Which Stock Is the Better Buy?

First Financial Bankshares, Inc. and TFS Financial Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FFIN is the larger company ($4.7B vs $4.7B). On the fundamentals, FFIN earns a higher net margin (39.4% vs 28.3%); FFIN has the stronger return on equity (13.2% vs 4.8%); FFIN trades cheaper on earnings (18.0× vs 50.8×). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — FFIN vs TFSL, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First Financial Bankshares, Inc. (FFIN)TFS Financial Corporation (TFSL)
Market cap$4.7B$4.7B
Revenue (latest FY)$644.35M$321.47M
Net income (latest FY)$253.58M$90.96M
Revenue growth (5y CAGR)
Net margin39.4%28.3%
Return on equity13.2%4.8%
P/E ratio18.050.8
Dividend yield2.7%6.8%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FFIN vs TFSL breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FFIN's full financials →   Open TFSL's full financials →

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Frequently asked questions

Which is bigger, FFIN or TFSL?

First Financial Bankshares, Inc. is larger by market capitalization — $4.7B versus $4.7B.

Which grows faster, FFIN or TFSL?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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FFIN fundamentals → · TFSL fundamentals → · All 1,500+ companies → · Free screener →