Stocks / FFIN vs NNI

FFIN vs NNI: Which Stock Is the Better Buy?

First Financial Bankshares, Inc. and Nelnet, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FFIN is the larger company ($4.7B vs $4.7B). On the fundamentals, FFIN has the stronger return on equity (13.2% vs 11.6%); NNI trades cheaper on earnings (11.3× vs 18.0×); FFIN pays a higher dividend yield (2.7% vs 1.0%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — FFIN vs NNI, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First Financial Bankshares, Inc. (FFIN)Nelnet, Inc. (NNI)
Market cap$4.7B$4.7B
Revenue (latest FY)$644.35M$0
Net income (latest FY)$253.58M$428.47M
Revenue growth (5y CAGR)
Net margin39.4%
Return on equity13.2%11.6%
P/E ratio18.011.3
Dividend yield2.7%1.0%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FFIN vs NNI breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FFIN's full financials →   Open NNI's full financials →

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Frequently asked questions

Which is bigger, FFIN or NNI?

First Financial Bankshares, Inc. is larger by market capitalization — $4.7B versus $4.7B.

Which grows faster, FFIN or NNI?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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