Stocks / ECPG vs SRCE

ECPG vs SRCE: Which Stock Is the Better Buy?

Encore Capital Group, Inc. and 1st Source Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

SRCE is the larger company ($1.9B vs $1.7B). On the fundamentals, SRCE earns a higher net margin (36.5% vs 14.5%); ECPG has the stronger return on equity (26.3% vs 12.4%); ECPG trades cheaper on earnings (6.2× vs 11.9×). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — ECPG vs SRCE, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Encore Capital Group, Inc. (ECPG)1st Source Corporation (SRCE)
Market cap$1.7B$1.9B
Revenue (latest FY)$1.77B$433.78M
Net income (latest FY)$256.83M$158.28M
Revenue growth (5y CAGR)3.3%
Net margin14.5%36.5%
Return on equity26.3%12.4%
P/E ratio6.211.9
Dividend yield2.2%
Profitable years (of last 10)810
Positive free cash flowYesYes

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See the full ECPG vs SRCE breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ECPG's full financials →   Open SRCE's full financials →

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Frequently asked questions

Which is bigger, ECPG or SRCE?

1st Source Corporation is larger by market capitalization — $1.9B versus $1.7B.

Which grows faster, ECPG or SRCE?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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