Stocks / ECPG vs PAX

ECPG vs PAX: Which Stock Is the Better Buy?

Encore Capital Group, Inc. and Patria Investments Limited side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

PAX is the larger company ($1.8B vs $1.7B). On the fundamentals, PAX grows revenue faster (13.8% vs 3.3%); PAX earns a higher net margin (22.4% vs 14.5%); ECPG has the stronger return on equity (26.3% vs 14.0%). On the filings, ECPG carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — ECPG vs PAX, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Encore Capital Group, Inc. (ECPG)Patria Investments Limited (PAX)
Market cap$1.7B$1.8B
Revenue (latest FY)$1.77B$381.73M
Net income (latest FY)$256.83M$85.65M
Revenue growth (5y CAGR)3.3%13.8%
Net margin14.5%22.4%
Return on equity26.3%14.0%
P/E ratio6.221.2
Dividend yield5.5%
Profitable years (of last 10)84
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ECPG vs PAX breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ECPG's full financials →   Open PAX's full financials →

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Frequently asked questions

Which is bigger, ECPG or PAX?

Patria Investments Limited is larger by market capitalization — $1.8B versus $1.7B.

Which grows faster, ECPG or PAX?

Over the last five fiscal years, Patria Investments Limited grew revenue faster — 13.8%/yr versus 3.3%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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