Stocks / C vs MS

C vs MS: Which Stock Is the Better Buy?

Citigroup Inc. and Morgan Stanley side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

MS is the larger company ($330.8B vs $222.2B). On the fundamentals, MS earns a higher net margin (23.0% vs 15.4%); MS has the stronger return on equity (14.6% vs 6.2%); C trades cheaper on earnings (14.3× vs 17.0×). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — C vs MS, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Citigroup Inc. (C)Morgan Stanley (MS)
Market cap$222.2B$330.8B
Revenue (latest FY)$85.22B$70.64B
Net income (latest FY)$13.10B$16.25B
Revenue growth (5y CAGR)2.5%
Net margin15.4%23.0%
Return on equity6.2%14.6%
P/E ratio14.317.0
Dividend yield2.0%2.2%
Profitable years (of last 10)910
Positive free cash flowNo

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full C vs MS breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open C's full financials →   Open MS's full financials →

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Frequently asked questions

Which is bigger, C or MS?

Morgan Stanley is larger by market capitalization — $330.8B versus $222.2B.

Which grows faster, C or MS?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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