Stocks / AFL vs ECPG

AFL vs ECPG: Which Stock Is the Better Buy?

AFLAC Incorporated and Encore Capital Group, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

On the fundamentals, ECPG grows revenue faster (3.3% vs -5.0%); AFL earns a higher net margin (21.2% vs 14.5%); ECPG has the stronger return on equity (26.3% vs 12.4%). On the filings, ECPG carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — AFL vs ECPG, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 AFLAC Incorporated (AFL)Encore Capital Group, Inc. (ECPG)
Market cap$1.7B
Revenue (latest FY)$17.16B$1.77B
Net income (latest FY)$3.65B$256.83M
Revenue growth (5y CAGR)-5.0%3.3%
Net margin21.2%14.5%
Return on equity12.4%26.3%
P/E ratio14.66.2
Dividend yield1.9%
Profitable years (of last 10)108
Positive free cash flowYes

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

Compare with another company:

See the full AFL vs ECPG breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AFL's full financials →   Open ECPG's full financials →

More comparisons

Frequently asked questions

Which is bigger, AFL or ECPG?

Market capitalization data is not available for both companies.

Which grows faster, AFL or ECPG?

Over the last five fiscal years, Encore Capital Group, Inc. grew revenue faster — 3.3%/yr versus -5.0%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

Keep exploring

AFL fundamentals → · ECPG fundamentals → · All 1,500+ companies → · Free screener →