Stocks / ACNB vs SFST

ACNB Corporation (ACNB) vs Southern First Bancshares, Inc. (SFST)

ACNB Corporation and Southern First Bancshares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

ACNB is the larger company ($0.6B vs $0.6B). On the fundamentals, SFST earns a higher net margin (25.7% vs 24.4%); ACNB has the stronger return on equity (8.8% vs 8.2%); ACNB trades cheaper on earnings (11.5× vs 14.2×). Over the last five years, ACNB returned 142.4% vs 18.0%. On the filings, SFST carries fewer potential red flags (1 vs 3). Full numbers below — the stronger figure on each row is in green.

AI verdict — ACNB vs SFST, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 ACNB Corporation (ACNB)Southern First Bancshares, Inc. (SFST)
Market cap$0.6B$0.6B
Revenue (latest FY)$151.70M$118.09M
Net income (latest FY)$37.05M$30.37M
Revenue growth (5y CAGR)42.9%
Net margin24.4%25.7%
Return on equity8.8%8.2%
P/E ratio11.514.2
Dividend yield2.9%
Profitable years (of last 10)1010
Positive free cash flowYesYes

Performance — ACNB vs SFST

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 ACNB Corporation (ACNB)Southern First Bancshares, Inc. (SFST)
1-year return38.6%58.7%
3-year return91.1%143.9%
5-year return142.4%18.0%
10-year return214.1%150.5%
52-week range$40.15–$58.54$34.80–$62.00

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ACNB vs SFST breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ACNB's full financials →   Open SFST's full financials →

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Frequently asked questions

Which is bigger, ACNB or SFST?

ACNB Corporation is larger by market capitalization — $0.6B versus $0.6B.

Which grows faster, ACNB or SFST?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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