Horace Mann Educators Corporation (HMN) vs Southern First Bancshares, Inc. (SFST)
Horace Mann Educators Corporation and Southern First Bancshares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.
AI verdict — HMN vs SFST, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| Horace Mann Educators Corporation (HMN) | Southern First Bancshares, Inc. (SFST) | |
|---|---|---|
| Market cap | $2.0B | $0.6B |
| Revenue (latest FY) | $1.70B | $118.09M |
| Net income (latest FY) | $162.10M | $30.37M |
| Revenue growth (5y CAGR) | 5.4% | 42.9% |
| Net margin | 9.5% | 25.7% |
| Return on equity | 10.9% | 8.2% |
| P/E ratio | 12.2 | 14.2 |
| Dividend yield | 3.0% | — |
| Profitable years (of last 10) | 9 | 10 |
| Positive free cash flow | — | Yes |
Performance — HMN vs SFST
Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.
| Horace Mann Educators Corporation (HMN) | Southern First Bancshares, Inc. (SFST) | |
|---|---|---|
| 1-year return | 16.5% | 58.7% |
| 3-year return | 82.6% | 143.9% |
| 5-year return | 54.9% | 18.0% |
| 10-year return | 97.5% | 150.5% |
| 52-week range | $40.04–$49.21 | $34.80–$62.00 |
Verify the comparison
Use the filing period and source shown by each tool before treating two figures as comparable.
See the full HMN vs SFST breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open HMN's full financials → Open SFST's full financials →More comparisons
Frequently asked questions
Which is bigger, HMN or SFST?
Horace Mann Educators Corporation is larger by market capitalization — $2.0B versus $0.6B.
Which grows faster, HMN or SFST?
Over the last five fiscal years, Southern First Bancshares, Inc. grew revenue faster — 42.9%/yr versus 5.4%/yr, computed from SEC-filed statements.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.