Stocks / ACIC vs OFG

American Coastal Insurance Corporation (ACIC) vs OFG Bancorp (OFG)

American Coastal Insurance Corporation and OFG Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

OFG is the larger company ($2.0B vs $0.5B). On the fundamentals, ACIC earns a higher net margin (31.9% vs 28.0%); ACIC has the stronger return on equity (33.6% vs 14.8%); ACIC trades cheaper on earnings (4.9× vs 9.6×). Over the last five years, OFG returned 139.2% vs 113.4%. On the filings, OFG carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — ACIC vs OFG, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 American Coastal Insurance Corporation (ACIC)OFG Bancorp (OFG)
Market cap$0.5B$2.0B
Revenue (latest FY)$335.00M$731.44M
Net income (latest FY)$106.84M$205.10M
Revenue growth (5y CAGR)-16.9%
Net margin31.9%28.0%
Return on equity33.6%14.8%
P/E ratio4.99.6
Dividend yield2.8%
Profitable years (of last 10)610
Positive free cash flowYesYes

Performance — ACIC vs OFG

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 American Coastal Insurance Corporation (ACIC)OFG Bancorp (OFG)
1-year return0.7%11.6%
3-year return160.7%93.4%
5-year return113.4%139.2%
10-year return-17.3%604.2%
52-week range$9.80–$13.06$35.71–$47.35

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ACIC vs OFG breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ACIC's full financials →   Open OFG's full financials →

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Frequently asked questions

Which is bigger, ACIC or OFG?

OFG Bancorp is larger by market capitalization — $2.0B versus $0.5B.

Which grows faster, ACIC or OFG?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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