Stocks / ACIC vs HMN

American Coastal Insurance Corporation (ACIC) vs Horace Mann Educators Corporation (HMN)

American Coastal Insurance Corporation and Horace Mann Educators Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

HMN is the larger company ($2.0B vs $0.5B). On the fundamentals, HMN grows revenue faster (5.4% vs -16.9%); ACIC earns a higher net margin (31.9% vs 9.5%); ACIC has the stronger return on equity (33.6% vs 10.9%). Over the last five years, ACIC returned 113.4% vs 54.9%. On the filings, HMN carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — ACIC vs HMN, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 American Coastal Insurance Corporation (ACIC)Horace Mann Educators Corporation (HMN)
Market cap$0.5B$2.0B
Revenue (latest FY)$335.00M$1.70B
Net income (latest FY)$106.84M$162.10M
Revenue growth (5y CAGR)-16.9%5.4%
Net margin31.9%9.5%
Return on equity33.6%10.9%
P/E ratio4.912.2
Dividend yield3.0%
Profitable years (of last 10)69
Positive free cash flowYes

Performance — ACIC vs HMN

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 American Coastal Insurance Corporation (ACIC)Horace Mann Educators Corporation (HMN)
1-year return0.7%16.5%
3-year return160.7%82.6%
5-year return113.4%54.9%
10-year return-17.3%97.5%
52-week range$9.80–$13.06$40.04–$49.21

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ACIC vs HMN breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ACIC's full financials →   Open HMN's full financials →

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Frequently asked questions

Which is bigger, ACIC or HMN?

Horace Mann Educators Corporation is larger by market capitalization — $2.0B versus $0.5B.

Which grows faster, ACIC or HMN?

Over the last five fiscal years, Horace Mann Educators Corporation grew revenue faster — 5.4%/yr versus -16.9%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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