Stocks / STEL / Free Cash Flow

Stellar Bancorp, Inc. Free Cash Flow 2015–2025

Stellar Bancorp, Inc. reported $92.61M of free cash flow for fiscal 2025. That was 27.6% lower than fiscal 2024. Compared with fiscal 2020, the change was +71.9%.

Latest filed value
$92.61M
One-year change
-27.6%
Change since 2020
+71.9%
Latest period end
2025
Stellar Bancorp, Inc. Free Cash Flow history from 2015 to 2025FY 2015: 32834000FY 2016: 34160000FY 2017: 34598000FY 2018: 49321000FY 2019: 56090000FY 2020: 53881000FY 2021: 104449000FY 2022: 105255000FY 2023: 161356000FY 2024: 127956000FY 2025: 92606000
Annual filed history. Hover chart points for raw values; the accessible table below is the source of record.
Fiscal yearFree Cash FlowChange (YoY)
FY 2025$92.61M-27.6%
FY 2024$127.96M-20.7%
FY 2023$161.36M+53.3%
FY 2022$105.25M+0.8%
FY 2021$104.45M+93.9%
FY 2020$53.88M-3.9%
FY 2019$56.09M+13.7%
FY 2018$49.32M+42.6%
FY 2017$34.60M+1.3%
FY 2016$34.16M+4.0%
FY 2015$32.83M

Source: Stellar Bancorp, Inc. SEC filings — cash flow statement (10-K). Computed deterministically; refreshed nightly (last updated August 2, 2026). Open STEL 10-K filings at SEC EDGAR · Methodology · Download CSV.

How to read this history

Stellar Bancorp, Inc. reported $92.61M of free cash flow for fiscal 2025. That was 27.6% lower than fiscal 2024. Compared with fiscal 2020, the change was +71.9%. Values remain missing when the cached filing does not disclose a comparable line item; they are never estimated. Stock splits, reorganizations and fiscal-calendar changes can reduce comparability.

Prepared and reviewed by the stockportfolio.pro research desk. Corrections: support@stockportfolio.pro.

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Stellar Bancorp, Inc. — frequently asked questions

What is Stellar Bancorp, Inc.'s free cash flow?

Stellar Bancorp, Inc. (STEL) reported free cash flow of $92.61M for fiscal year 2025, per its SEC filings.

How has Stellar Bancorp, Inc.'s free cash flow changed over time?

Between fiscal 2015 and 2025, STEL's free cash flow grew at roughly 10.9% per year (compound annual rate), from $32.83M to $92.61M.

Where does this data come from?

Figures are computed from Stellar Bancorp, Inc.'s official SEC filings (cash flow statement (10-K)), refreshed nightly. Not investment advice.

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