NBTB vs NZF: Which Stock Is the Better Buy?
NBT Bancorp Inc. and Nuveen Municipal Credit Income Fund side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.
AI verdict — NBTB vs NZF, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| NBT Bancorp Inc. (NBTB) | Nuveen Municipal Credit Income Fund (NZF) | |
|---|---|---|
| Market cap | $2.5B | $2.5B |
| Revenue (latest FY) | $697.04M | $61.46M |
| Net income (latest FY) | $169.24M | $58.68M |
| Revenue growth (5y CAGR) | 37.7% | — |
| Net margin | 24.3% | 95.5% |
| Return on equity | 8.9% | 2.4% |
| P/E ratio | 13.4 | 42.2 |
| Dividend yield | 3.1% | 7.5% |
| Profitable years (of last 10) | 10 | 2 |
| Positive free cash flow | Yes | — |
Verify the comparison
Use the filing period and source shown by each tool before treating two figures as comparable.
See the full NBTB vs NZF breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open NBTB's full financials → Open NZF's full financials →More comparisons
Frequently asked questions
Which is bigger, NBTB or NZF?
NBT Bancorp Inc. is larger by market capitalization — $2.5B versus $2.5B.
Which grows faster, NBTB or NZF?
Five-year growth data is not available for both companies.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.