Stocks / NBHC vs STEL

NBHC vs STEL: Which Stock Is the Better Buy?

National Bank Holdings Corporation and Stellar Bancorp, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

STEL is the larger company ($2.0B vs $1.9B). On the fundamentals, NBHC earns a higher net margin (25.8% vs 24.3%); NBHC has the stronger return on equity (7.9% vs 6.2%); NBHC trades cheaper on earnings (16.0× vs 18.6×). On the filings, STEL carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — NBHC vs STEL, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 National Bank Holdings Corporation (NBHC)Stellar Bancorp, Inc. (STEL)
Market cap$1.9B$2.0B
Revenue (latest FY)$423.94M$423.80M
Net income (latest FY)$109.57M$102.87M
Revenue growth (5y CAGR)67.2%
Net margin25.8%24.3%
Return on equity7.9%6.2%
P/E ratio16.018.6
Dividend yield3.0%1.6%
Profitable years (of last 10)1010
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full NBHC vs STEL breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open NBHC's full financials →   Open STEL's full financials →

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Frequently asked questions

Which is bigger, NBHC or STEL?

Stellar Bancorp, Inc. is larger by market capitalization — $2.0B versus $1.9B.

Which grows faster, NBHC or STEL?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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NBHC fundamentals → · STEL fundamentals → · All 1,500+ companies → · Free screener →