Stocks / FRSH vs PAY

FRSH vs PAY: Which Stock Is the Better Buy?

Freshworks Inc. and Paymentus Holdings, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Technology.

PAY is the larger company ($2.6B vs $2.5B). On the fundamentals, PAY grows revenue faster (31.7% vs 27.4%); FRSH earns a higher net margin (21.9% vs 5.6%); FRSH has the stronger return on equity (17.8% vs 11.9%). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — FRSH vs PAY, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Freshworks Inc. (FRSH)Paymentus Holdings, Inc. (PAY)
Market cap$2.5B$2.6B
Revenue (latest FY)$838.81M$1.20B
Net income (latest FY)$183.72M$66.94M
Revenue growth (5y CAGR)27.4%31.7%
Net margin21.9%5.6%
Return on equity17.8%11.9%
P/E ratio15.036.1
Dividend yield
Profitable years (of last 10)16
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FRSH vs PAY breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FRSH's full financials →   Open PAY's full financials →

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Frequently asked questions

Which is bigger, FRSH or PAY?

Paymentus Holdings, Inc. is larger by market capitalization — $2.6B versus $2.5B.

Which grows faster, FRSH or PAY?

Over the last five fiscal years, Paymentus Holdings, Inc. grew revenue faster — 31.7%/yr versus 27.4%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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