Stocks / FFBC vs MCHB

FFBC vs MCHB: Which Stock Is the Better Buy?

First Financial Bancorp. and Mechanics Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

MCHB is the larger company ($3.3B vs $3.3B). On the fundamentals, MCHB earns a higher net margin (40.1% vs 28.4%); MCHB has the stronger return on equity (9.3% vs 9.2%); MCHB pays a higher dividend yield (8.7% vs 3.2%). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — FFBC vs MCHB, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First Financial Bancorp. (FFBC)Mechanics Bancorp (MCHB)
Market cap$3.3B$3.3B
Revenue (latest FY)$899.48M$663.16M
Net income (latest FY)$255.60M$265.74M
Revenue growth (5y CAGR)
Net margin28.4%40.1%
Return on equity9.2%9.3%
P/E ratio11.1
Dividend yield3.2%8.7%
Profitable years (of last 10)109
Positive free cash flowYesYes

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See the full FFBC vs MCHB breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FFBC's full financials →   Open MCHB's full financials →

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Frequently asked questions

Which is bigger, FFBC or MCHB?

Mechanics Bancorp is larger by market capitalization — $3.3B versus $3.3B.

Which grows faster, FFBC or MCHB?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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