Stocks / FBP vs UWMC

FBP vs UWMC: Which Stock Is the Better Buy?

First BanCorp. and UWM Holdings Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

FBP is the larger company ($3.8B vs $3.8B). On the fundamentals, FBP grows revenue faster (4.5% vs -20.7%); FBP earns a higher net margin (34.5% vs 1.8%); FBP has the stronger return on equity (17.5% vs 13.7%). On the filings, FBP carries fewer potential red flags (0 vs 3). Full numbers below — the stronger figure on each row is in green.

AI verdict — FBP vs UWMC, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 First BanCorp. (FBP)UWM Holdings Corporation (UWMC)
Market cap$3.8B$3.8B
Revenue (latest FY)$1.00B$1.55B
Net income (latest FY)$344.87M$27.38M
Revenue growth (5y CAGR)4.5%-20.7%
Net margin34.5%1.8%
Return on equity17.5%13.7%
P/E ratio11.07.8
Dividend yield3.1%16.5%
Profitable years (of last 10)105
Positive free cash flowYesNo

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full FBP vs UWMC breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open FBP's full financials →   Open UWMC's full financials →

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Frequently asked questions

Which is bigger, FBP or UWMC?

First BanCorp. is larger by market capitalization — $3.8B versus $3.8B.

Which grows faster, FBP or UWMC?

Over the last five fiscal years, First BanCorp. grew revenue faster — 4.5%/yr versus -20.7%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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