Stocks / ENVA vs TCBI

ENVA vs TCBI: Which Stock Is the Better Buy?

Enova International, Inc. and Texas Capital Bancshares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

ENVA is the larger company ($4.5B vs $4.4B). On the fundamentals, TCBI earns a higher net margin (24.9% vs 9.8%); ENVA has the stronger return on equity (23.1% vs 8.6%); TCBI trades cheaper on earnings (13.5× vs 14.7×). On the filings, ENVA carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — ENVA vs TCBI, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Enova International, Inc. (ENVA)Texas Capital Bancshares, Inc. (TCBI)
Market cap$4.5B$4.4B
Revenue (latest FY)$3.15B$1.26B
Net income (latest FY)$308.39M$312.99M
Revenue growth (5y CAGR)23.8%
Net margin9.8%24.9%
Return on equity23.1%8.6%
P/E ratio14.713.5
Dividend yield0.8%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ENVA vs TCBI breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ENVA's full financials →   Open TCBI's full financials →

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Frequently asked questions

Which is bigger, ENVA or TCBI?

Enova International, Inc. is larger by market capitalization — $4.5B versus $4.4B.

Which grows faster, ENVA or TCBI?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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ENVA fundamentals → · TCBI fundamentals → · All 1,500+ companies → · Free screener →